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  • Holiday Savings Start Here.

    This holiday season, give a young saver something that can grow with them. Open a new Valley First Youth Savings Account and we’ll match their opening deposit up to $50.¹

Youth Holiday Savings Special

Instilling a savings mindset from a young age lays a foundation for financial literacy and economic empowerment in the future. At Valley First, we're thrilled to foster this journey with our Youth Savings Accounts, embodying our unwavering commitment to community enrichment and financial education.  Through these tailor-made accounts, young savers not only see their savings grow but also experience firsthand the impact of financial practicality within a supportive community.
 

 

Kickstart a child’s financial savings journey

Youth Savings Special

The holidays are a time of giving, and what better gift than the promise of a more secure financial future? By December 31, open a new Valley First youth account for a child, grandchild or special kid during the holidays, and we’ll match the first deposit up to $50.

Hurry! This offer expires December 31, 2026.

children aged 0 to 5

Chickadee Club Savings

Our Chickadee Club Savings Account is designed for children aged 0 to 5, building the foundation for a lifetime of financial wellbeing. Start your little one's nest egg today and give them a strong head start for the future.

kids ages 6-12

Moo-La Club Savings

Moo-La Club Savings builds a strong savings habit from an early age, creating a foundation for lifelong financial literacy and independence. Through this specially designed account, young savers, aged 6 - 12, watch their money grow while learning practical financial skills in a supportive, encouraging environment.

teenagers aged 13 to 17

Grow Forward Savings

Give teenagers the tools to grasp the value of money and the skills to manage it wisely through our educational Grow Forward Savings Account. Designed for teenagers aged 13 to 17, this account empowers them to learn about earning, saving, spending, and even investing their money.

Young Adults aged 18-25

Valley Thrive Savings

Our Young Adult Savings Account is designed specifically for those aged 18-25 who are building their financial foundation. Enjoy competitive dividends rates, no monthly maintenance fees, and mobile banking tools that make saving simple. Whether you're working your first job, paying for college, or planning your next adventure, this account grows with you—helping you develop smart money habits that last a lifetime.

1 Valley First will match the initial deposit made into a new youth savings account, dollar for dollar, up to a maximum of $50. The matching amount will be deposited within 60 calendar days after account opening once the account is verified to be in good standing. Offer not valid if youth has an existing Valley First account or has closed an account within the past 12 months, including joint ownership. Membership eligibility requirements apply. Chickadee Club and Moo-La Club accounts require Valley First membership, a one-time $5 membership fee, and a $1 minimum deposit. Grow Forward and Valley Thrive accounts require Valley First membership, a one-time $5 membership fee, and a $10 minimum deposit. New accounts subject to standard verification. Bonus dividend will be reported as interest (dividends) on IRS Form 1099-INT. Recipient is responsible for any applicable taxes. Promotion effective 11/1/26–12/31/26. Federally insured by NCUA.