Disclosures

The important details.

Section Content: 

Nobody likes reading the fine print, but it’s important! Below you can access the most current disclosures for many of the products and services offered by Valley First Credit Union.

Disclosure Description Revised Date
Federal Privacy Policy Information on how Valley First utilizes your personal information. December 2018
California Consumer Privacy Policy Right to restrict the sharing of personal and financial information.

January 2021

Online Privacy Policy Explains how Valley First online services collects, shares, uses and protects information. November 2019
Online & Mobile Banking Agreement Terms and conditions for the use of Online & Mobile Banking

February 2020

Mobile Deposit Disclosure and Agreement Terms and conditions for the use of Valley First Mobile Deposit July 2020
Truth-In-Savings Provides complete terms and conditions for your Valley First accounts.

October 2021

Visa® Agreement and Disclosure Terms and conditions for Valley First Platinum ScoreCard Visa credit cards. November 2017
Fee Schedule Listing of fee rates for Valley First products and services.
October 2021
California Consumer Privacy Act (CCPA) Information on how the California Consumer Privacy Act applies to how Valley First handles and processes the personal information of consumers in California January 2019
Overdraft Coverage Options Information on the overdraft coverage options available to cover overdrafts. September 2021