Section Content:
Nobody likes reading the fine print, but it’s important! Below you can access the most current disclosures for many of the products and services offered by Valley First Credit Union.
| Disclosure | Description | Revised Date |
|---|---|---|
| Acceptable Use Policy | Acceptable use policy for Valley First Credit Union Public Wi-Fi Network | August 2023 |
| Federal Privacy Policy | Information on how Valley First utilizes your personal information. | January 2022 |
| Important Privacy Choices for Consumers | Right to restrict the sharing of personal and financial information. |
January 2023 |
| Online Privacy Policy | Explains how Valley First online services collects, shares, uses and protects information. | November 2019 |
| Online & Mobile Banking Agreement | Terms and conditions for the use of Online & Mobile Banking |
February 2020 |
| Mobile Deposit Disclosure and Agreement | Terms and conditions for the use of Valley First Mobile Deposit | July 2020 |
| Truth-In-Savings | Provides complete terms and conditions for Valley First accounts | November 2022 |
| Limitation of Services Policy | Limits to services for any member who is not in good standing with the credit union | September 2022 |
| Fee Schedule | Listing of fee rates for Valley First products and services | November 2022 |
| California Consumer Privacy Act (CCPA) | Information on how the California Consumer Privacy Act applies to how Valley First handles and processes the personal information of consumers in California | January 2019 |
| Overdraft Coverage Options | Information on the overdraft coverage options available to cover overdrafts. | September 2021 |