Disclosures

The important details.

Section Content: 

Nobody likes reading the fine print, but it’s important! Below you can access the most current disclosures for many of the products and services offered by Valley First Credit Union.

Disclosure Description Revised Date
Acceptable Use Policy Acceptable use policy for Valley First Credit Union Public Wi-Fi Network August 2023
Federal Privacy Policy Information on how Valley First utilizes your personal information. January 2022
Important Privacy Choices for Consumers Right to restrict the sharing of personal and financial information.

January 2023

Online Privacy Policy Explains how Valley First online services collects, shares, uses and protects information. November 2019
Online & Mobile Banking Agreement Terms and conditions for the use of Online & Mobile Banking

February 2020

Mobile Deposit Disclosure and Agreement Terms and conditions for the use of Valley First Mobile Deposit July 2020
Truth-In-Savings Provides complete terms and conditions for Valley First accounts November 2022
Limitation of Services Policy Limits to services for any member who is not in good standing with the credit union September 2022
Fee Schedule Listing of fee rates for Valley First products and services November 2022
California Consumer Privacy Act (CCPA) Information on how the California Consumer Privacy Act applies to how Valley First handles and processes the personal information of consumers in California January 2019
Overdraft Coverage Options Information on the overdraft coverage options available to cover overdrafts. September 2021